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The Bihar Student Credit Card (BSCC) Scheme is a Government of Bihar initiative designed to provide financial assistance through an education loan to eligible students pursuing higher education.
The scheme covers a wide range of general, professional, technical, and vocational courses. The official Bihar Student Credit Card portal includes courses such as B.A., B.Sc., B.Com., BCA, B.Tech, Engineering, MBBS, Nursing, Pharmacy, BDS, BAMS, BHMS, BUMS, BBA, MBA, Law, Architecture, Polytechnic, and several other programs.
For students planning higher education after Class 12, the scheme can be particularly useful when the cost of tuition, accommodation, and other education-related expenses becomes a financial challenge.
Important: Inclusion of a course in the BSCC course list does not automatically guarantee loan approval. Students must also satisfy the applicable eligibility conditions, and their institution/course must meet the relevant recognition and scheme requirements.
The Bihar Student Credit Card Scheme provides education loan support to eligible students from Bihar who wish to pursue higher education.
According to the official Bihar Student Credit Card FAQ, the scheme can cover higher-education programs, including general, professional, and technical courses such as B.A., B.Sc., Engineering, MBBS, Management, and Law.
The official Bihar portal also maintains a course database in which individual courses are assigned course codes. For example, the portal lists B.A., B.Com., B.Sc., BCA, B.Sc. Nursing, B.Tech/BE/B.Sc. Engineering, BBA, B.Pharm, BDS, MBBS, MBA, Law, and other programs.
Students should check the eligibility conditions before applying.
According to the current official Bihar Student Credit Card FAQ, an applicant generally needs to meet the following conditions:
The applicant must be a resident of Bihar.
The applicant should have passed Class 12 or an equivalent examination from a government-recognized institution in Bihar, as specified by the scheme.
The applicant should be enrolled or selected for admission to a higher-education program at an institution recognized by the relevant regulatory authority.
The official FAQ states that the applicant's age should not exceed 25 years on the date of application.
The applicant should not already be receiving another applicable education loan, student credit card, scholarship/allowance, or financial assistance from another source, as specified under the scheme.
The course and institution must satisfy the applicable recognition and regulatory requirements.
Students should therefore check the current BSCC portal and their institution's status before assuming that admission automatically makes them eligible.
The Bihar Student Credit Card program covers a broad range of courses.
The following categories are based on the courses listed through the official Bihar Student Credit Card system and the course list used by CareerMarg.
B.A. – Bachelor of Arts
B.Sc. – Bachelor of Science
B.Com. – Bachelor of Commerce
M.A. – Master of Arts
M.Sc. – Master of Science
M.Com. – Master of Commerce
B.Sc. in different disciplines
Relevant postgraduate programs
BCA – Bachelor of Computer Applications
MCA – Master of Computer Applications
B.Sc. Computer Science
B.Sc. Information Technology
B.Sc. Computer Application
Computer Science and Engineering
Information Technology
Other eligible technology/engineering programs listed in the BSCC course database
The official course database includes specific engineering branches rather than treating all engineering programs as one generic course.
Eligible courses listed by the official portal include various B.Tech/B.E./B.Sc. engineering programs.
Examples include:
Other approved engineering branches are available in the BSCC course database.
Certain integrated M.Sc./M.Tech. programs are also present in the official course database.
One of the most important sections for Bihar students is medical and healthcare education.
The BSCC course coverage includes several medical and allied-health programs.
The official Bihar BSCC information explicitly mentions MBBS, while the course list includes BDS, BAMS, BUMS, and BHMS as well.
The course list also includes:
Yes. MBBS is specifically included in the Bihar Student Credit Card Scheme course coverage.
The official Bihar Student Credit Card FAQ specifically mentions MBBS among the higher-education professional courses covered by the scheme.
The official course database also identifies MBBS as a BSCC course with course code 62.
However, students should remember:
MBBS course inclusion does not mean that every medical college is automatically eligible for BSCC funding.
Before applying, students should verify the institution's recognition, current BSCC listing/status, and other applicable requirements.
This is particularly important for students taking admission in private medical colleges, deemed universities, or institutions outside Bihar.
The BSCC course list includes:
The official Bihar course database identifies Bachelor of Pharmacy as an eligible course category.
Students should check the recognition/status of their institution and course before applying.
| Course/Category | BSCC Coverage |
| B.A. | Yes |
| B.Sc. | Yes |
| B.Com. | Yes |
| BCA | Yes |
| MCA | Yes |
| B.Tech/B.E | Yes |
| B.Sc. Engineering | Yes |
| MBBS | Yes |
| BDS | Yes |
| BAMS | Yes |
| BHMS | Yes |
| BUMS | Yes |
| Veterinary Medicine | Yes |
| B.Sc. Nursing | Yes |
| GNM | Yes |
| B.Pharm | Yes |
| BPT/Physiotherapy | Yes |
| BBA | Yes |
| MBA | Yes |
| Law | Yes |
| Agriculture | Yes |
| Hotel Management | Yes |
| Journalism/Mass Communication | Yes |
| Fine Arts | Yes |
| Polytechnic | Yes |
Important: This table is a simplified reference. The official BSCC portal contains individual course codes and institution-specific course availability, so students should verify their exact course and institution before applying.
I Am from Bihar I want to apply in biotechnology course bt my financial situation is not very much .but I am looking in delhi state for my best university or college.please help me sir .
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